It's common for your car insurance to include breakdown cover in your policy.
Sometimes, that's ideal. Sometimes not.
Some policies will have cover automatically included, while others will have it as an optional extra.
And if you have the right policy – and by right we mean one where you aren't being ripped off – it can help you cut down on costs.
However, often it's the case that an insurance policy with breakdown cover included costs more, as they are providing you with an extra service.
The best thing to do is to check the prices both for car insurance with and without breakdown cover and then check the price of breakdown cover separately.
From that you can work out if it's worth it.
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