Category Archives: Health Insurance

Is Having Health Insurance Beneficial?

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People now more than ever are feeling dissatisfied with health services. There are queues for days at local GP’s, bed shortages in hospitals and a huge lack of funding in our public health service. This is not only frustrating, but can affect the speed of recoveries and could be worrying for our health. But is health insurance worth paying for? Here are some of the benefits of taking out a health insurance policy.


Go straight to the front

You can find yourself sitting in long queues waiting to see doctors, and even worse, for important surgeries. This is down to a lack of funding so the public health service is being neglected and is affecting the speed at which patients are being seen. Hospitals are becoming more and more understaffed with less beds for patients. If you are tired of waiting for appointments or treatments, health insurance could be exactly what you need to get straight in the door. Health insurance can help you skip the queues and get you the service you need as soon as possible. This can give you peace of mind that you and your family are getting the treatments you need with little waiting time.

Cover the whole family

There is nothing worse than thinking about your loved ones becoming sick, but if this should happen, it is comforting to know that you can get the best treatments possible, minus the lengthy queues. Health insurance can cover individuals and families, so you can choose the policy that suits your needs best. Covering your entire family on one policy can make the process seamless and stress-free, and can be a safety net if anything was to happen. Health insurance can also give you more family time during hospital stays. Unlike regular hospitals, with private healthcare you can have unrestricted visiting hours to see your loved ones as much as possible during a difficult time. Some policies even offer bigger rooms so you have more space for family to visit for long periods and be together for longer.

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Have a comfortable stay

Hospitals are generally quite unpleasant places to be. Not only are you dealing with an illness or an injury, but you can be stuffed into a cramped, shared room with no luxuries or home comforts. Health insurance can help to alleviate some of that stress by making hospital stays more comfortable. With some policies you can have your own private room and bathroom. This can help you have a more peaceful night’s sleep, with more space to relax and recover faster. You could even have the option of rooms with TVs, healthy fresh food and unlimited visits from family and friends. This can help make your time in a hospital a lot less stressful and more comfortable.


Get the best treatments

Due to limited funding, many new and expensive treatments are unavailable or hard to obtain. This isn’t an issue when it comes to private healthcare which can give you access to medicines and treatments regardless of price. Not being limited when it comes to your health is very important, and you will feel more relaxed knowing your family can get the best treatment no matter the cost. With private health insurance you can also gain access to some of the newest licensed treatments before others. Health insurance policies can also give you the best when it comes to your location. You could be located in a private hospital, with more expensive equipment, more staff and more private rooms.


If getting health insurance sounds like something you’d be interested in, you can find the best quotes with a price comparison website. Input your details and the type of insurance you wish to receive and watch the quotes flood in. You can then narrow it down according to your budget and needs, giving you more control over your healthcare.

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10 Important Things You Should Know About Health Insurance

By | Health Insurance | 12 Comments

Investing in your health is a great use of your money, as it’s all you really need to live a full life. Private healthcare can have huge benefits for both you and your family, putting their health first and taking a lot of the stress away from doctor’s appointments and hospital stays. Taking out health insurance can open doors to the best private healthcare so you always know you’re in the safest hands. Here are ten important things to know about health insurance and see why private healthcare could save your life.


You can access more treatments

One of the downfalls of public health services is the lack of funds being pumped into it. This means that hospitals often can’t access the newest, most expensive treatments available. Private healthcare doesn’t have these barriers, and the cost of medicine or a treatment is less likely to be an issue. Not only can health insurance give you access to pricey treatments, but it can also let you receive treatments that are not available on public healthcare due to how new they are. You can’t put a price on health, so it’s important to know that with health insurance you can be getting the best treatments without limits.


Keep your family healthy

Looking after your family’s health is paramount and worth spending money on. If you have a spouse or children, you may be interested in a healthcare package which can give your family cover with just one monthly payment. Health insurance for the whole family can ensure that everyone is properly protected and that no risks are taken.

Hospital stays with more luxury

Staying overnight in a hospital can be an uncomfortable and even harrowing experience. It is never enjoyable and can leave you feeling distressed and exhausted. Private healthcare takes away the stress of uncomfortable hospital stays, as you can have your own room which means a peaceful sleep and faster recovery. You could also have your own private bathroom which can be more hygienic, and some rooms will have TVs for extra luxury. Private hospitals can also offer fresher and healthier meals, larger rooms and extended visiting hours. All of this combined could make your hospital stay a lot more bearable.

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Choose your hospital

You can often choose which private hospital you would like to receive treatment in. This allows you to research hospitals fully and find out which one is best for your needs. Private hospitals are also often cleaner, less cramped and busy, and less likely to contain deadly viruses such as MRSA.


Skip queues

If you’re waiting for surgery or a treatment, you could be worsening your condition. Private healthcare can help you avoid this and skip or shorten the queues. You can be seen by doctors quicker, get surgery faster, and recover in good time.



Private healthcare sounds expensive, but you can find cover to fit within your budget. Some health insurance deals can be extremely affordable so you can get the benefits of an expensive service, without the costs.

Fast referrals

Waiting lines for referrals are significantly shorter when you have private healthcare. With regular healthcare you would need to wait behind a line of other patients before you could even visit a doctor or specialist. With private healthcare you can see a doctor much quicker so you are on the road to recovery faster than expected.

Some coverage options have benefits and bundles

If you do your research, you can find some health insurance policies that come in handy bundles to help save you money. For example, some insurers bundle their different policies together, for example health and travel insurance, so you can save money overall by investing in both types of coverage from the same insurer at the same time. Some policies will also include benefits such as special access to health clubs and discounted health assessments.


Customize your cover

The health coverage you choose depends completely on your personal needs and situation. You could know that you may need more access to dermatologists or physiotherapists because of your current health status, so your insurance can reflect that. You can tailor your cover to your health needs so you know you can access the right people and services. You can also customize your health insurance to make it more affordable so it will fit within a budget, without leaving you short each month after payments.


Compare deals online

To get the best health insurance deal to suit your needs and budget you need to shop around. You can do this easily by using a price comparison website and looking at all of the cover options available. This allows you to make a smart, informed decision so you know you’re getting the best out of your healthcare.

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Why Being Healthy Doesn’t Have to Cost a Fortune

By | Health Insurance | 12 Comments

Your health is the most important thing you have and it’s vital to take care of it. By making some simple switches in your life and focusing more on what you’re eating and how much you’re moving, you could improve your health a great deal.

There are thousands of blogs, websites, magazines and books out there telling you what you should and shouldn’t be eating, and the lack of consistent information can be frustrating. It can also seem like all of the health tips are unnecessarily expensive. Do you really need to eat organic quinoa and kale from local markets every day? Are all of those pricey food and vitamin supplements just taking up room in your cupboard? And is that overpriced and unused gym membership really worth holding on to?

When it comes down to it, becoming and staying healthy can feel like an expensive task. It can feel like you are constantly throwing money away to achieve a slimmer waistline or a brighter skin.

But keeping your body in great shape and showing it some TLC doesn’t have to cost the earth. Here are some ways you can take better care of your health whilst also looking after your money.


Go outside

Getting fit is important to having a healthy body, inside and out. Magazine articles and fitness blogs will tell you to join a gym and hire a personal trainer. If you are serious about getting very fit, this could be the route for you. However, if you just want to add a little bit more fitness into your routine, it could be worth ditching the gym membership and simply stepping outside. Depending on your level of fitness and your goals, you could go for long walks after work, or a run through the park in the morning. Use workout videos on YouTube to get your fitness fix on a rainy day in the comfort of your own home. Whether you’re off out running or doing some yoga in your living room, you can be happy in the knowledge that not a penny has been spent.


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Plan your meals

If you get home late from work and find you’re too exhausted to cook dinner, it can be very easy to order a takeaway or put something unhealthy in the microwave for a quick meal. A better idea is to plan all your meals in advance, ensuring that all of the groceries you need are stocked in your cupboard, fridge and freezer. This means you’ll spend less money on pizzas delivered and have more money set aside for healthy groceries. By planning your lunches and even making them in advance and taking them to work with you, you are eliminating the temptation to buy a quick and unhealthy meal on your lunch break. Make salads or pasta pots at the beginning of the week to keep you in a healthy routine.



Get your vitamins naturally

Don’t be fooled into thinking you should be taking a mixture of expensive supplements alongside your regular diet. They are expensive and often unnecessary. If you have a condition or deficiency which depends on supplements, then you should keep at them. However, taking vitamin C supplements instead of adding fruit to your diet is an unnecessarily expensive addition. It’s much cheaper and better for you if you simply eat the right diet and get all your vitamins and iron in a healthy, nutritious way.


Make simple switches

An easy way to get healthier is to make a few everyday changes. When you’re at work it can be tempting to snack on chocolate or salty snacks for energy boosts. By switching this for a piece of fruit, a pack of nuts or an oatmeal bar, you could end up not only feeling fuller for longer but also save your money that usually ends up in the vending machine. Another way you can make a seamless switch is to start taking the stairs instead of the lift. If you do this a few times every day, you’ll start seeing a change in your breathing. Eventually, you’ll no longer be gasping for breath at the top of the stairs. Your fitness levels will improve with every single step!


Buy groceries online

If you go food shopping on an empty stomach, you can often end up with a trolley full of sweet snacks. By shopping online you can be a lot more careful about what you buy, ensuring that you pick lots of healthy options. You will also find a lot of products online show the nutritional value of each item. This means you can choose your food carefully according to the fat, salt and sugar levels in the products. By buying online you can also compare prices of food across supermarkets, saving money on your weekly or monthly grocery deliveries.



Get covered

Keeping your body in tip top condition is a priority and investing in private healthcare could be the right move for you. Although the NHS is a free service, it can mean longer waiting times and fewer treatments due to higher prices. By investing in health insurance you are putting your health first and ensuring that if you get sick you are treated quickly, which means less time away from work, and less of your pay cheque cut for sick days. Private healthcare isn’t an expensive investment to make. You can find affordable monthly plans where you’ll barely notice the payments each month. The benefits of health insurance are hard to ignore: you can choose a hospital with a private room, skip long queues, and have more access to expensive or new treatments currently unavailable on the NHS. This small investment can have a huge impact on your health – allowing you to have only the best treatments and fastest consultations.



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