Compare Credit Reports

If you need to borrow money, whether it's a loan or for a mortgage, you'll need to have a strong credit score to be accepted. You can access your credit rating in a safe and reliable way with a credit report website.

Credit Report Service Special Offer Features Visit Site
14 day free trial 1 in 3 have an error on their report! Dispute your errors easily online

24/7 alerts of credit changes
See your social media scores
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14 day free trial

1 in 3 have an error on their report! Dispute your errors easily online

24/7 alerts of credit changes
See your social media scores
Apply Now
Personal Credit Report Improve your credit rating
24/7 credit profile monitoring
Alerts via email
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Personal Credit Report

Improve your credit rating
24/7 credit profile monitoring
Alerts via email
Apply Now
Free For 30 Days 24/7 credit rating alerts
Social profile monitoring
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Free For 30 Days

24/7 credit rating alerts
Social profile monitoring
Apply Now

Credit Reports

A credit report can give you detailed information on your credit history.

Lenders, such as credit card companies, mortgage providers and banks, will use your credit report to establish if you have a history of being reliable with payments. If you have a good credit report, you can borrow money with ease. If your credit report is bad, you may be declined when applying for a loan.

You can check your credit report online through a variety of trusted websites.


Who can apply?

Anyone can access their credit reports online. You just need to sign up to a relevant website and have a financial history to display.

What are the advantages?

If you have good credit, you can take out loans and get a mortgage on your home a lot easier than if your credit score is bad. Your credit rating can help prove that you are financially reliable.

By keeping a close eye on your credit online, you can detect any fraudulent behaviour on your credit cards or in your bank accounts.

You can check your credit report as often as you like and it won't affect your score. So use it frequently as a way to observe your financial and credit activity.


Good to know

  • Some websites will allow you to access your credit report on a free trial. Use these offers if they become available.
  • If your credit report is bad, there are many ways to improve it. You can begin by eradicating debt and setting up reliable standing orders.
  • You should check your credit score at least once a year to keep an eye on your credit status and bank account activity.

What are the drawbacks?

With a bad credit score, you can end up being declined from credit card and loan applications. You should make sure that your credit report is good enough to be accepted before applying to borrow money.

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Your credit report can be affected by such small things, including how often you move house and if you are on the electoral roll. Your credit rating will also be negatively affected if you apply for too many credit checks in a short space of time. You should consider all of these things when looking at your credit report.


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