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There are four main categories of van insurance:

1. Health and Medical reasons Emergency evacuation

This generally covers emergency transportation to either a local hospital in the event that the vanler is unable to get there by themselves or back to a hospital near the vanler’s home town. If family members are covered  on the same policy they might also be able to van back home. Medical reasons: This reimburses emergency  medical and dental costs. Nearly all holiday insurance plans work by reimbursing the vanler after they have  paid locally for treatment. Claims are usually paid within 7 – 10 working days. Pre-existing medical conditions  may be covered your policy and it is important to check if you need to factor this into your insurance.

2. Delays and cancellation or curtailment Cancellation

3. Death

4. Loss or damage of property

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